Saturday, January 10, 2009

How to Create a Budget for Household Consumables

How much does your family spend on Household Consumables? You know, things like toilet paper, toothpaste, paper towels, detergent and soap...things you use up and throw away.

When creating a budget for Household Consumables for your family budget, it helps to look at what you actually need. Toilet paper? Yes! Hair dye? Maybe Purple hair dye? Maybe not.

As you go through these categories, your family may have different needs. Be sure to factor those into your budget. Also, don't be afraid to reassess items that you may be accustomed to, but aren't necessarily "essential." Can you live without contact solution? You can if you wear your glasses. Can you live without hairspray? Try it for a week and see. Do you need batteries for your smoke alarm (yes!) or kids' toys? Hint: The toys that take batteries are usually the loud, annoying ones...

HOUSEHOLD CONSUMABLES
(Budget for family of six- $50)

Toiletries/Health & Beauty
diapers and wipes
toilet paper
feminine hygiene
contact solution
shampoo
soap
deodorant/baking soda
lotion
lip balm
makeup
hairspray

House
lightbulbs
batteries
all-purpose cleaner
trash bags

Office
printer paper
printer cartridge/toner
tape/glue/staples
mailing supplies
postage stamps

Kitchen
liquid dish soap
dishwasher detergent
sponges or dish cloths
paper towels
waxed paper/foil/plastic wrap

Laundry
laundry detergent

What else would you add to this list of Household Consumables? What would you take off the list?

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